Secure investments for the able investor
At CompareWise, we provide sophisticated investors and high net worth individuals with access to the best personalised investment products by only utilising advisors who are fully FCA regulated. Our primary goal is to introduce highly attractive investment products which may not be available through the standard routes to investment.
- ➊ 100% Capital Protection
- ➋ Tax-Free Returns
- ➌ Stable Income
Benefits of our service
The benefits of fixed rate investments
Fixed rate investments are tax free and capital is protected, whilst supplying both a regular income and high rates of return. Bonds are protected from market fluctuations and so have a low volatility.
The Financial Services Compensation Scheme (FSCS) protects customers from losses up to £85,000, if authorised financial services firms go bust. Bonds are covered by the investment branch of the FSCS and all products accessed via our vetted partners are fully FCA regulated.
As a bond investor, you receive an income through interest payments from the bond issuer. This will be paid either via regular income payments quarterly, or in some products via compounded payments added to the capital investment and paid out on maturity of the bond.
Maintaining a diversified portfolio of investments mitigates against market volatility, with Bonds and fixed rate return investments being an excellent vehicle to achieve guaranteed and significant returns.
There are many tax benefits when investing in fixed rate investment products and there are generous breaks available dependent on product selection.
Bonds and other fixed interest investments.
Frequently asked questions
Below you'll find answers to the questions we get asked the most
When will i get my original investment back?
All of your original investment will be returned in full at maturity of the Bonds, being either 1 to 5 years depending on the particular series of Bond the Investor chooses.
How much tax do I need to pay on my income returns?
Income returns from fixed rate bonds and ISAs are 100% tax free. Depending on any other selected product, it will depend on your personal circumstances. For all information about tax we recommend all Investors speak to an independent tax advisor who is authorised and specialises in investments of this kind.
Are bonds a good investment?
Bonds can allow an investor to live off a regular income whilst providing protection for the original investment . It helps diversify the risk in the investment portfolio and provides good yields with a lower level of volatility than equities. They also provide higher income than money market funds or bank instruments.
What if i need to access my money in the middle of my bond term?
With fixed rate bonds, you can only access your money at the end of your term. However, you can opt for a short term bond that will guarantee annual returns after just 1 year if you can’t tie your money for longer.
What are our fees?
We do not charge any fees for using our site. It is completely free.